PSD2 and Strong Customer Authentication (SCA)

Updated: March 13, 2023 17:51

New European regulations known as Strong Customer Authentication (SCA) came into effect on September 14th, 2019. Organizations residing in the EU now require additional authentication for payments/donations that involve at least two out of three elements.

Image Source: Stripe

As a result, Breeze will no longer support third-party giving pages or form payments connected to Stripe and Authorize.net accounts initiating payments from the EU as of September 14th, 2019. This change does not affect organizations residing in the USA.

Scope as relates to Breeze

Starting September 14th, 2019, European customers who use:

Breeze's third-party giving pages with Stripe or Authorize.net processing will need to stop using Breeze's Third-Party Giving Page and obtain a new SCA-Ready giving webpage directly from Stripe or Authorize.net. Alternatively, they can continue using Breeze's third-party giving pages using a PayPal SCA-Ready account. This giving page has been designed to redirect donors to the PayPal giving interface, which provides an SCA-compliant checkout process.
Forms using a Stripe account outside of Breeze payments will need to switch payment-enabled forms to PayPal payment processing, which provides an SCA-compliant checkout process.

Although this change may present a significant adjustment to your current process for online giving using Stripe or Authorize.net, Breeze is committed to making the tracking of member donations as easy as possible. You can import your Stripe or Authorize.net transactions into Breeze whenever you'd like (e.g. every week, month, quarter, etc) by exporting a file from Stripe or Authorize.net and importing it into Breeze. Breeze does not charge extra for this service; you only pay the Stripe or Authorize.net fees you've negotiated with them.

Scope as relates to Breeze

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